Recommended Lenders
All of our customers are encouraged to choose the mortgage lenders who are most suitable for their wants, needs, and specific situation. Embrace Home Loans, The Mortgage Firm, and Vandyk Mortgage are the companies that have been working with us for years - we believe their experience and extensive knowledge, pairing with impeccable customer service providing satisfactory results for the customers at all times.
Embrace Home Loans
Christian Wurtzbacher, Senior Loan Officer
Ph: 321-302-1422
Email: cwurtzbacher@ebracehomeloans.com
5500 Murrell Road, Suite 201
Viera, FL 32940
If you've never bought a home before, a number of mortgage loan options can be overwhelming. What's the difference between a conventional loan and a government loan, and should you go with an adjustable-rate or fixed-rate mortgage? Even if you have bought a home before, if it's been several years, then you might not remember everything you'll want to know before making a decision about which loan type is going to be best for your situation.
There's good news, though: it won't take long to get a handle on the different types of loans available to you and figure out which one best fits your circumstances. All thanks to experts at Embrace Home Loans who are always happy to explain the differences between different kinds of mortgage loans and eventually support you when choosing the one most suitable for your finances.
Katherine Rivas
MORTGAGE LOAN ORIGINATOR
NMLS ID: 1005484
8195 N. Wickham Rd., Suite 100
Melbourne, FL, 32940
C: (321)830-5845
P: (321)701-0441
Purchasing or selling a home is a complex and tedious process. At The Mortgage Firm, they've earned a stellar reputation among real estate professionals, builders, and individual home buyers for simplifying the process. In fact, they send automatic updates to you throughout the entire process with continual status reports and no surprises! This advantage is built around they're mission to keep it simple and easy. We call it "Closing Simplified."
David Kelly, Loan Originator
NMLS#: 380715
Ph: 727-512-5618
Email: dkelly@vandykmortgage.com
14141 46th Street North Suite 1213
Clearwater, FL 33762
David Kelly has been a licensed mortgage broker since 1989. Along with his knowledge of the mortgage industry, he adds a personal interest in seeing that the home owner understands the process and helps them choose the right loan for them. David has been Chairman of the Dunedin Housing Authority since 2006. He is presently involved in a project to build affordable housing. He is an active member of the Dunedin Rotary, and received the exceptional service award in 2015.
TODD RICHARDS, LOAN OFFICER
NMLS # 1000086
801 International Parkway, Suite 500
Lake Mary, FL 32746
Email: trichards@novushomemortgage.com
Ph: 407-680-5717
Todd Richards is a Senior Mortgage Adviser at Novus Home Mortgage, leveraging over seven years of industrial management and commercial real estate experience. Specializing in various loan programs, including Conventional, FHA, VA, and Construction loans, Todd's expertise earned him the 2017 Loan Officer of the Year award in the Florida Region.
A University of Florida graduate, Todd has called Orlando home since 2003, growing up on Florida's Space Coast. Outside of work, he enjoys family time with his wife and three children, sports, travel, and community involvement.
If you have any trouble deciding which mortgage lender is the one you’d like to work with, here’s our short guide to help you out: Finding a lender